Mortgage Rates
Whether you're in the market for your first home, a vacation home or income property, we're the first place you should turn for financing.

First Time Home Buyers Program* (Effective: May 1, 2008)
Program	Interest Rate	Points	APR	Monthly Payments per $1000 borrowed
3/1 ARM	6.000%	0	5.533%
5/1 ARM	6.250%	0	5.717%
*Annual Percentage Rate (APR) subject to change without notice. Based on 30 year term. Interest rates may increase after consummation. All APR calculations are based on a 20% down payment.

Fixed Rate Mortgages* (Effective: May 1, 2008)
Program	Interest Rate	Points	APR	Monthly Payments per $1000 borrowed
15 Years	5.250%	1	5.407%	$8.04
	5.625%	0	5.629%	$8.24
20 Years	5.625%	1	5.751%	$6.95
	6.000%	0	6.003%	$7.17
30 Years	5.875%	1	5.971%	$5.92
	6.125%	0	6.127%	$6.08
*Annual Percentage Rate (APR) subject to change without notice. All APR calculations are based on a 20% down payment.

For more information...
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